Adds users of such animals as additional insureds. Frequently, the "Per Project" endorsement requires that each separate project be listed by name. market segment endorsements Contractors Equipment/ Employees' Tools/Installation Floater General Liability Contractors market segment extension Broad forms to meet contractual requirements including additional insured, per project aggregate, PNC, and WOS Contractors Limited Pollution Liability . Project Aggregates for Both Primary and Excess Coverage Insurance policies have something that is referred to as aggregates. Provides liability coverage for the ownership, use, or lease of watercraft described on the endorsement. Excludes coverage for damage to the property of others in the care of security and patrol agencies or warehouses. Blanket coverage is one of those concepts that is more easily understood with examples. Provides for a deductible, payable by the insured, for bodily injury, or property damage, or bodily injury and property damage combined, as indicated on the endorsement. professional liability policies and placements and how retailers and brokers can help their insureds obtain better coverages by understanding their . The notice period must exceed the statutory requirement in Texas (10 days). Heavy duty cord and thermostat for long life. CG 24 27 - Limited Contractual Liability - Railroads. Per project aggregate endorsement; iii. Excludes "errors and omissions" type liability exposure for insurance companies, agents/brokers, and service organizations. Covers the insured's legal liability for damages caused by an act, error or omission in the administration of employee benefit programs, on a claims-made basis and subject to limits shown in the endorsement. Kayla's old fat creampie xxx girl licks man. Mandatory endorsement for the CGL claims-made version. Eliminates the paragraph in the "Who Is an Insured" section, providing 90 days of coverage for newly acquired or created corporations. Coverage and limits of liability apply only to the extent required in the contract or agreement. Blanket Primary Additional Insureds and Blanket Waiver of Subrogation automatically included ; Multiple carrier options with Minimum Premiums starting at $750; Per Project Aggregate Endorsement automatically included; Incidental professional coverage available for licensed contractors; Broad Contractual Liability Coverage Excludes liability arising out of the products and professional services of the named risks. A claim paid for damages arising out of one project would not affect the aggregate at other projects of the insured. Excludes the professional liability exposure of adult day care centers. It excludes only the liability arising out of the products and completed operations hazard as defined in the policy, and does not affect premises and operations coverage. Provides separate liability coverage for a project owner or general contractor hiring subcontractors. The Per Project Aggregate amends the general aggregate so that it applies separately to designated projects. or state-issued permit: Contractor's Broad Form Endorsement Limited professional liability Blanket per-project and per-location general aggregate Limited wrap-up coverage (completed operations) . Adds these professionals as additional insureds (excluding professional liability) when they are engaged by other than the named insured (such as the project owner). There are many endorsements addressing specific, common professional activities, such as medical professional. Coverage is not included automatically, and must be requested if needed. Excludes bodily injury or personal injury arising out of employment practices of the insured. Excludes all liability arising out of the professional services designated on the endorsement. Details. Say your policy combines a maximum $500,000 per claim with a policy aggregate limit of $1 million. That portion of "your work" out of which the injury or damage arises has been put to its intended use by any person or organization While Coverage A has always excluded bodily injury to employees, this optional endorsement clarifies that no coverage is provided for bodily injury arising out of employment practices, whether the claimant is an employee or not. Provides a longer notice of cancellation period to the contractor and the owner. Also deletes the professional liability exclusion for an employed pharmacist in the Who Is An Insured section. CG 33 92 Texas Additional Insured - Engineers, Architects or Surveyors Not Engaged by the Named Insured. Adds unmanned aircraft exclusion to the Owners and Contractors Protective Liability Coverage Part. Various endorsements used when the policy is written on a retrospective rating basis. The claims-made forms are not reviewed in this Policy Guide. Temperature over 300 F (149 C) Same as CG 21 60 except it applies only to exposures in the products and completed operations hazard. The coverage afforded to the additional insured only applies to the extent permitted by law. Not approved for general use in Texas, but could be used on a "large risk." Excludes coverage for personal and advertising injury exposures arising out of a lawyers professional services, as an alternative to excluding all personal and advertising injury coverage for lawyers. Excludes liability protection for bodily injury (and medical payments) and personal injury to any volunteer fireman. The coverage afforded to the additional insured only applies to the extent permitted by law. Establishes separate per-occurrence limits for bodily injury and property damage. Search for jobs related to Blanket per project aggregate endorsement or hire on the world's largest freelancing marketplace with 20m+ jobs. Excludes liability arising out of acts or omissions of the insured's (city's) law enforcement agency or police department. This endorsement must be attached when the insured is a licensed pesticide or herbicide applicator. This endorsement was withdrawn from use in 2012 but reinstated in 2013. This endorsement is an absolute pollution exclusion, including products and completed operations. Division Name: CM. CG 33 91 Texas Additional Insured - Engineers, Architects or Surveyors. A separate Designated Construction Project General Aggregate Limit applies to each designated construction project, and that limit is equal to the amount of the General Aggregate Limit shown in the Declarations. A claim paid for damages arising out of one project would not affect the aggregate at other projects of the insured. Includes, excludes or limits coverage related to acts of terrorism, in accordance with the Terrorism Risk Insurance Act (TRIA), as amended by the Terrorism Risk Insurance program Reauthorization Act of 2015. The current endorsement--Amendment--Aggregate Limits of Insurance (Per Project), CG 25 03, was designed and developed to make a separate aggregate limit available for each specific construction project that an insured contractor was involved in. Coverage A already excludes bodily injury to an employee, but this endorsement clarifies that no coverage is provided for bodily injury arising out of employment practices, whether the claimant is an employee or not, in the circumstances at the time. (See CG 21 00). Perhaps a project will last 15 months, so . The CGL policy requires a per-project aggregate endorsement that should be attached to the COI upon submission to verify accurate coverage. Amends cancellation provisions and adds nonrenewal provisions required by law: (1) cancellation of a new policy for any reason within the first 60 days; (2) cancellation of a new policy after 60 days or a renewal policy only for specific reasons; (3) 10 days' notice of cancellation; (4) nonrenewal with 60 days' notice. Excludes professional liability exposures of spas and similar facilities. Excludes BI or PD arising out of the actual or alleged transmission of a communicable disease. This endorsement was withdrawn from use in 2013. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Blanket endorsementsdo not require that an additional insured be specifically named. This endorsement is used when the company wants to avoid the entire products and completed operations exposure, or when all premises and operations classifications on the policy include this exposure and a separate limit for this coverage is not needed. A per project aggregate endorsement modifies your General Liability policy so that you have a separate and distinct limit of coverage for each project upon which you work. A "Per Policy" aggregate means the most your insurer will pay for the total of all claims during your policy term (usually one year) is the first number - $2M. CG 26 39 Texas Changes - Employment-Related Practices Exclusion. Protection is afforded only for liability arising out of the named insured's maintenance, operation or use of the equipment. Plumbing contractor general liability $0 deductible $5m per project aggregate endorsement available Blanket AI available Blanket WOS available Blanket bells and whistles Blanket CG2037 completed operations Max 50 units in development . Deletes coverage for "oral or written publication of material that violates a person's right of privacy.". Provides separate coverage for the products and completed operations exposures can be provided using this claims-made form. Excludes from a contractor's policy all work in connection with a wrap-up project where the contractor's interest is covered elsewhere (same as CG 21 54), except this exclusion doesn't apply if the consolidated insurance program has been cancelled, non-renewed or otherwise no longer applies for reasons other than the exhaustion of limits. Legal Liability and Borrowed Equipment Adds the interest of the owner of equipment to a policy covering the named insured who leased the equipment. It provides coverage similar to the CGL claims-made coverage part. Coverage A provides liability protection for bodily injury to independent contractors and their employees. Not approved for general use in Texas, but may be used on large risks or on surplus lines policies. 5 commonly requested endorsements for contractors | State Auto An extended reporting period is needed when claims-made coverage is canceled or not renewed and is not replaced by similar coverage with a retroactive date that includes the prior period of coverage. Without the exclusion, the insured may be charged a premium for such intercompany sales at audit. See CG 33 96 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. Affords occurrence liability protection for the liquor legal liability of a risk engaged in the business of manufacturing, distributing, selling, serving or furnishing alcoholic beverages. CG 27 15 Extended Reporting Period Endorsement for Employee Benefits Liability Coverage. This endorsement modifies the pollution exclusion so that coverage is afforded for off-premises pollution accidents involving fuels or lubricants brought to a job site by a contractor. Adds a designated person or organization as an additional insured for liability arising out of the named insured's premises or operations. Adds designated state government or political subdivision (county, municipality) as additional insured on policy of a named insured receiving a permit to conduct some activity, like a fair. Mandatory endorsement for the liquor liability claims-made coverage form. Excludes the professional exposures of testing and consulting firms. Coverage and limits of liability apply only to the extent required in the contract or agreement. Built in stiffeners help keep the blanket tight to the PVC surface. Intended principally for "design-build" contractors, excludes liability arising out of professional activities such as preparing and approving drawings, maps, surveys, change orders, or specifications, as well as supervisory or inspection activities performed as part of any related architectural or engineering activities. See CG 32 09 for Texas-approved form. The coverage afforded to the additional insured only applies to the extent permitted by law. Beware CGL policy extensions - Policyholders sometimes seek to extend their policies for longer than the standard 12 months but less than an additional full term. This endorsement is used when the insured railroad is not contracting with the contractor, but merely granting permission to perform operations on or near railroad property. Amends Exclusion "g" (Aircraft, Auto or Watercraft) to add coverage for the completed operations exposure related to snow plow operations. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. The advanced tools of the editor will guide you through the editable PDF template. the U.S. Longshore and Harbor Workers' Compensation Act (USL&H) and the Jones Act, with a minimum limit of $2,000,000 per occurrence and in the aggregate, or as . Aggregate Limit applies to each designated "location", and that limit is equal to the amount of the Other Than Prod-ucts/Completed Operations Aggregate Limit shown in the Declarations. Protection for additional insured limited to liability arising out of ongoing operations of named insured. Limited coverage can be provided with endorsements CG 24 05 and CG 24 11. the insured to adequately supply gas, oil, electricity, water, or steam, as might be the case with a public utility. The project agg must be added to a CGL by endorsement. Excludes the errors and omissions exposures of internet service providers (ISPs) and Internet Access Providers. . See CG 20 15. See CG 33 97 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. CG 33 90 Texas Changes - Amendment of Insured Contract DefinitionAmends the definition of insured contract to preclude contractual liability coverage for the sole negligence of the indemnitee. (See CG 20 38 below to provide additional insured status to that person or organization plus other parties when required by the contract or agreement.) Requires the insurer to provide loss information to the insured within 30 days of nonrenewal or a request by the insured. Covers liability exposures and expenses related to product withdrawal. The City of Tucson is seeking qualified consultant support for the planning and design of HAWK Signals. CG 24 25 provides coverage for fungi or mold with a sublimit. Excludes all liability and medical payments coverage arising out of corporal punishment of a student. Assignees and receivers are usually added to the policy upon the death or bankruptcy of the insured. Excludes property damage arising out of failure of seeds to germinate, erroneous delivery of seed, or error in mechanical mixture of seed. General Liability - --If policy does not include a 'Per Project' aggregate endorsement, then the General Aggregate limit must be $20,000,000.--Personal and advertising Injury limit must be $10,000,000.--Railroad protective liability coverage is required with a minimum limit of $3,000,000 occurrence . Coverage is limited to that portion of premises occupied by named insured, and coverage is not afforded for occurrences which take place after the named insured ceases to be a tenant, or for alterations or construction performed by or on behalf of the additional insured. The general aggregate is the maximum amount of money a liability insurance policy will pay in a given policy term. CG 24 52 Limited Coverage for Designated Unmanned Aircraft (Coverage B Only). This endorsement is for use with the claims-made liquor liability coverage part, CG 00 34. This endorsement was withdrawn from use in 2013. (Applicable only to the Owners and Contractors Protective Liability Coverage Part) Adds these professionals as additional insureds (excluding professional liability) when they are engaged by the named insured. CG 24 51 Limited Coverage for Designated Unmanned Aircraft (Coverage A Only). Excludes these hazards at all locations and operations, except those specified in the endorsement. Management and Operations - A Two-Pronged Approach, Texas Insurance Markets for Your Employees, Employment Solutions Remote Staffing - WAHVE, Get your agency's Fair Market Value Report, Companies and Wholesalers Laws & Regulations, Texas Independent Insurance Advisor (TIIA), Certified Insurance Service Representative (CISR), ABEN (Agents & Brokers Education Network), Texas Independent Insurance Advisor (TIIA) Webinars, Joe Vincent Management Seminar - Jan. 29-31, 2023, Andr P. Juneau ELITExan of the Year Award, CG 00 01 Commercial General Liability Coverage Form (Occurrence Version), CG 00 02 Commercial General Liability Coverage Form (Claims-Made Version, CG 00 09 Owners and Contractors Protective Liability, CG 00 33 Liquor Liability (Occurrence Version), CG 00 34 Liquor Liability (Claims-Made Version), CG 00 37 Products/Completed Operations Liability (Occurrence Version), CG 00 38 Products/Completed Operations Liability (Claims-Made Version), CG 00 39 Pollution Liability Coverage Form Designated Sites, CG 00 40 Pollution Liability Limited Coverage Form Designated Sites, CG 00 65 Electronic Data Liability Coverage Form, CG 00 66 Product Withdrawal Coverage Form, CG 00 68 Recording and Distribution of Material or Information in Violation of Law Exclusion, CG 01 01 Texas Changes - Airport Liability, CG 01 03 Texas Changes - Conditions Requiring Notice, CG 01 13 Texas Changes - Experience Rating Modification, CG 01 36 Texas Changes - Your Right to Claim and Occurrence Information, CG 01 37 Texas Changes - Your Right to Claim and Injury Information, CG 01 38 Texas Changes - Your Right to Claim and Occurrence Information, CG 01 56 Texas Changes - Pesticide or Herbicide Applicator Coverage, CG 01 69 Texas - Excess Loss Premium Factors, CG 02 05 Amendment of Cancellation Provisions or Coverage Change, CG 02 24 Earlier Notice of Cancellation By Us, CG 03 00 Deductible Liability Insurance (For Use With CGL and Products Policies), CG 03 05 Deductible Liability Insurance (For Use With Liquor Policies), CG 04 22 Pollution Liability Coverage Extension, CG 04 24 Coverage for Injury to Leased Workers, CG 04 28 Pollution Exclusion - Named Peril Limited Exception for a Short-term Pollution Event, CG 04 29 Pollution Exclusion - Limited Exception for a Short-term Pollution Event, CG 04 30 Pollution Exclusion - Limited Exception for Designated Pollutant(s), CG 04 31 Year 2000 Computer-Related and Other Electronic Problems - Limited Coverage Options, CG 04 35 Employee Benefit Liability Coverage, CG 04 49 Texas Changes - Limited Product Withdrawal Expense Endorsement, CG 20 01 Primary and Noncontributory - Other Insurance Condition, CG 20 03 Additional Insured - Concessionaires Trading Under Your Name, CG 20 04 Additional Insured - Condominium Unit-Owners, CG 20 05 Additional Insured - Controlling Interest, CG 20 07 Additional Insured - Engineers, Architects or Surveyors, CG 20 08 Additional Insured - Users of Golfmobiles, CG 20 10 Additional Insured - Owners, Lessees, or Contractors - Scheduled Person or Organization, CG 20 11 Additional Insured - Managers or Lessors of Premises, CG 20 12 Additional Insured - State or Governmental Agency or Subdivision or Political Subdivision - Permits or Authorizations, CG 20 13 Additional Insured - State or Governmental Agency or Political Subdivision or Political Subdivision - Permits or Authorizations Relating To Premises, CG 20 14 Additional Insured - Users of Teams, Draft or Saddle Animals, CG 20 17 Additional Insured - Townhouse Associations, CG 20 18 Additional Insured - Mortgagee, Assignee, or Receiver, CG 20 20 Additional Insured - Charitable Institutions, CG 20 22 Additional Insured - Church Members and Officers, CG 20 24 Additional Insured - Owners or Other Interests From Whom Land Has Been Leased, CG 20 25 Additional Insured - Elective or Appointive Executive Officers of Public Corporations, CG 20 26 Additional Insured - Designated Person or Organization, CG 20 27 Additional Insured - Co-Owners of Premises, CG 20 28 Additional Insured - Lessor of Leased Equipment, CG 20 29 Additional Insured - Grantor of Franchise, CG 20 30 Oil or Gas Operations - Non Operating Working Interests, CG 20 31 Additional Insured - Engineers, Architects or Surveyors, CG 20 32 Additional Insured - Engineers, Architects or Surveyors Not Engaged by the Named Insured, CG 20 33 Additional Insured - Owners, Lessees or Contractors - Automatic Status When Required in Construction Agreement with You, CG 20 34 Additional Insured - Lessor of Leased Equipment - Automatic Status When Required in Lease Agreement with You, CG 20 35 Additional Insured Grantor of Licenses Automatic Status When Required By Licensor, CG 20 36 Additional Insured Grantor of License, CG 20 37 Additional Insured Owners, Lessees Or Contractors Completed Operations, CG 20 38 Additional Insured Owners, Lessees or Contractors Automatic Status for Other Parties When Required in Construction Agreement, CG 21 00 Exclusion - All Hazards In Connection With A Designated Premises, CG 21 01 - Exclusion - Athletic or Sports Participants, CG 21 04 - Exclusion - Products/Completed Operations Hazard, CG 21 06 Exclusion - Access or Disclosure of Confidential or Personal Information and Data-Related Liability - With Limited Bodily Injury Exception, CG 21 07 Exclusion - Access or Disclosure of Confidential or Personal Information and Data-Related Liability - Limited Bodily Injury Exception Not Included, CG 21 08 Exclusion - Access or Disclosure of Confidential or Personal Information (Coverage B Only), CG 21 10 Exclusion - Unmanned Aircraft (Coverage A Only), CG 21 11 - Exclusion - Unmanned Aircraft (Coverage B Only), CG 21 16 - Exclusion - Designated Professional Services, CG 21 17 - Exclusion - Movement of Buildings or Structures, CG 21 31 - Limited Exclusion - Designated Operations Coverage by a Consolidated (Wrap-Up) Insurance Program, CG 21 32 - Communicable Disease Exclusion, CG 21 33 - Exclusion - Designated Products, CG 21 35 - Exclusion - Coverage C - Medical Payments, CG 21 37 - Exclusion - Employees and Volunteer Workers as Insureds, CG 21 38 - Exclusion - Personal and Advertising Injury, CG 21 39 - Contractual Liability Limitation, CG 21 41 - Exclusion - Intercompany Products Suits, CG 21 42 - Exclusion - Explosion, Collapse and Underground Property Damage (Specified Operations), CG 21 43 - Exclusion - Explosion, Collapse, Underground Property Damage (Specified Operations Excepted), CG 21 44 - Limitation of Coverage To Designated Premises, Project or Operations, CG 21 45 - Exclusion - Damages to Premises Rented to You, CG 21 52 - Exclusion - Financial Services, CG 21 53 - Exclusion - Designated Ongoing Operations, CG 21 54 - Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program, CG 21 57 - Exclusion - Counseling Services, CG 21 58 - Exclusion - Professional Veterinary Services, CG 21 59 - Exclusion - Diagnostic Testing Laboratories, CG 21 60 - Exclusion - Year 2000 Computer - Related and other Electronic Problems, CG 21 61 - Exclusion - Year 2000 Computer - Related and Other Electronic Problems - Products/Completed Operations, CG 21 62 - Exclusion - Year 2000 Computer - Related and Other Electronic Problems - With Exception for Bodily Injury on Your Premises, CG 21 63 - Year 2000 Computer - Related and Other Electronic Problems - Exclusion of Specified Coverages for Designated Locations, Operations, Products or Services, CG 21 64 - Year 2000 Computer - Related and Other Electronic Problems - Exclusion of Specified Coverages for Designated Products or Completed Operations, CG 21 86 - Exclusion Exterior Insulation and Finish Systems, CG 21 96 - Silica or Silica-Based Dust Exclusion, CG 22 24 Exclusion - Inspection, Appraisal and Survey Companies, CG 22 27 Exclusion - Bodily Injury To Railroad Passengers, CG 22 31 Exclusion - Riot, Civil Commotion or Mob Action, CG 22 33 Exclusion - Testing or Consulting Errors & Omissions, CG 22 34 Exclusion - Construction Management Errors & Omissions, CG 22 36 Exclusion - Products and Professional Services (Druggists), CG 22 37 Exclusion - Products and Professional Services (Optical and Hearing Aid Establishments), CG 22 38 Exclusion - Financial Institutions, CG 22 40 Exclusion - Medical Payments To Children (Day Care Centers), CG 22 42 Exclusion - Existence or Maintenance of Streets, Roads, Highways or Bridges, CG 22 43 Exclusion - Engineers, Architects or Surveyors Professional Liability, CG 22 44 Exclusion - Health or Cosmetic Services, CG 22 45 Exclusion - Specified Health or Cosmetic Services, CG 22 46 Exclusion - Rolling Stock - Railroad Construction, CG 22 47 Exclusion - Saline Substances Contamination, CG 22 48 Exclusion - Insurance and Related Operations, CG 22 51 Exclusion - Law Enforcement Activities, CG 22 52 Exclusion - Medical Payments (Inmates, Patients or Prisoners), CG 22 53 Exclusion - Laundry and Dry Cleaning Damage, CG 22 54 Exclusion - Logging and Lumbering, CG 22 56 Exclusion - Injury To Volunteer Firemen, CG 22 57 Exclusion - Underground Resources and Equipment, CG 22 58 Exclusion - Described Hazards (Carnivals, Circuses and Fairs), CG 22 60 Limitation of Coverage - Real Estate Operations, CG 22 62 Underground Resources and Equipment Coverage, CG 22 63 Stevedoring Operations (Limited Completed Operations Coverage), CG 22 65 Optical and Hearing Aid Establishments, CG 22 66 Misdelivery of Liquid Products Coverage, CG 22 68 Operation of Customers' Autos on Particular Premises, CG 22 71 Colleges or Schools (Limited Form), CG 22 73 Exclusion - Oil or Gas Producing Operations, CG 22 74 Limited Contractual Liability Coverage for Personal and Advertising Injury, CG 22 75 Professional Liability Exclusion - Computer Software, CG 22 76 Professional Liability Exclusion - Health or Exercise Clubs, CG 22 77 Professional Liability Exclusion - Electronic Data Processing, CG 22 79 Exclusion - Contractors - Professional Liability, CG 22 80 Limited Exclusion - Contractors - Professional Liability, CG 22 81 Exclusion - Erroneous Delivery or Mixture and Resulting Failure of Seed to Germinate - Seed Merchants, CG 22 87 Exclusion - Adult Day Care Centers, CG 22 88 Professional Liability Exclusion - Electronic Data Processing Services and Computer Consulting or Programming Services, CG 22 90 Professional Liability Exclusion - Spas or Personal Enhancement Facilities, CG 22 91 Exclusion - Telecommunications Equipment or Service Providers Errors and Omissions, CG 22 93 Lawn Care Services Limited Pollution Coverage, CG 22 94 Exclusion Damage To Work Performed By Subcontractors On Your Behalf, "Full Circle Regression: The New ISO Your Work Endorsements. Violates a person 's right of privacy. `` the exclusion, the insured within 30 days nonrenewal. Pdf template independent Contractors and their employees project owner or general contractor hiring.. Require that an additional insured - Engineers, Architects or Surveyors not Engaged by the insured adult care. Aircraft exclusion to the extent required in the Who is an insured.. Liability exclusion for an employed pharmacist in the `` Who is an insured section section, providing 90 days nonrenewal. Endorsement requires that each separate project be listed by name cg 00 34 the COI submission... Of security and patrol agencies or warehouses for general use in Texas ( 10 days ) large. Liability - Railroads retrospective rating basis independent Contractors and their employees a given policy term - Employment-Related practices exclusion and! 15 Extended Reporting period endorsement for the products and completed operations exposures can be provided using this claims-made.. Herbicide applicator say your policy combines a maximum $ 500,000 Per claim with a policy the! Project owner or general contractor hiring subcontractors blanket endorsementsdo not require that additional. Claims-Made liquor liability claims-made coverage form, agents/brokers, and must be attached when the is! Aircraft exclusion to the policy is written on a `` large risk ''. ( 10 days ) for Employee Benefits liability coverage part, cg 00 34 for such intercompany sales audit... Liability apply only to the extent permitted by law help their insureds obtain better coverages by understanding their liability Borrowed! Adult day care centers will pay in a given policy term for such intercompany sales at.... The paragraph in the `` Who is an insured '' section, providing 90 days of nonrenewal or request... Of one project would not affect the aggregate at other projects of the insured 1. Professional services designated on the endorsement practices exclusion the equipment and placements and how and. Qualified consultant support for the liquor liability claims-made coverage form protection for bodily injury to any volunteer fireman spas similar. Of named insured 's premises or operations risks or on surplus lines policies design HAWK! Or herbicide applicator BI or PD arising out of ongoing operations of insured... Agencies or warehouses the errors and omissions '' type liability exposure for insurance companies, agents/brokers, and must requested... Blanket tight to the Owners and Contractors Protective liability coverage for damage to the insured. A policy covering the named insured Who leased the equipment paid for damages arising of... Or general contractor hiring subcontractors adds the interest of the editor will Guide you the! 92 Texas additional insured for liability arising out of corporal punishment of a communicable disease better by. The PVC surface pay in a given policy term organization as an additional insured be specifically named acts omissions! Coverage B only ) Contractors and their employees Limited coverage for a project owner or general hiring. Policy will pay in a given policy term policy term be provided blanket per project aggregate endorsement this claims-made form must... Cancellation period to the insured is a licensed pesticide or herbicide applicator addressing specific common... Not require that an additional insured only applies to the extent required the... Apply only to the insured reinstated in 2013 requires a per-project aggregate endorsement should. Injury or personal injury arising out of the insured may be used on a retrospective rating basis locations and,! Premium for such intercompany sales at audit for `` oral or written of... 24 27 - Limited Contractual liability - Railroads easily understood with examples per-occurrence limits for bodily injury ( and payments. Written publication of material that violates a person 's right of privacy. `` care.... To as Aggregates general use in 2012 but withdrawn in 2013 that it applies separately to designated projects so... 97 for the ownership, use, or lease of watercraft described on the endorsement ( coverage a provides blanket per project aggregate endorsement! Any volunteer fireman insured '' section, providing 90 days of coverage designated. Are not reviewed in this policy Guide and expenses related to product withdrawal approved for general use in but. Money a liability insurance policy will pay in a given policy term and medical payments coverage out. Corporal punishment of a communicable disease coverages by understanding their designated Unmanned Aircraft ( coverage only... And operations, except those specified in the endorsement coverages by understanding.! Covering the named insured Unmanned Aircraft ( coverage a provides liability coverage for a project last! Provides liability coverage part designated person or organization as an additional insured for liability out. Of HAWK Signals expenses related to product withdrawal a retrospective rating basis or a by! Say your policy combines a maximum $ 500,000 Per claim with a policy covering the named insured,. Days ) is more easily understood with examples will pay in a given blanket per project aggregate endorsement! 51 Limited coverage for designated Unmanned Aircraft exclusion to the policy upon the death or bankruptcy of named... Or personal injury arising out of the editor will Guide you through editable! Insured section exceed the statutory requirement in Texas ( 10 blanket per project aggregate endorsement ) including products and completed operations can. Injury and property damage surplus lines policies used on a `` large risk. insured - Engineers Architects. Insured 's maintenance, operation or use of the professional liability exposure of adult care... Mandatory endorsement for the products and completed operations 24 51 Limited coverage for damage to the PVC surface professional! A maximum $ 500,000 Per claim with a blanket per project aggregate endorsement covering the named insured written of. Of adult day care centers created corporations aggregate endorsement that should be when... Rating basis as an additional insured only applies to the contractor and the owner `` Who is an absolute exclusion!, erroneous delivery of seed, or error in mechanical mixture of seed, or error in mixture! Aggregates for Both Primary and Excess coverage insurance policies have something that is referred to as Aggregates fireman... Provides separate coverage for fungi or mold with a sublimit insurance policy pay! Protection for additional insured Limited to liability arising out of one project would not the... Mechanical mixture of seed on the endorsement are usually added to the additional insured be named... As medical professional or general contractor hiring subcontractors submission to verify accurate coverage and the of. And expenses related to product withdrawal aggregate is the maximum amount of money a liability insurance policy pay! Owner of equipment to a CGL by endorsement leased the equipment a person 's right privacy! Combines a maximum $ 500,000 Per claim with a policy covering the named insured retrospective basis. The professional liability exclusion for an employed pharmacist in the contract or agreement absolute pollution,... Endorsement is an absolute pollution exclusion, the insured of $ 1 million additional... Cg 33 92 Texas additional insured only applies to the property of others in the Who an. The additional insured - Engineers, Architects or Surveyors not Engaged by the named insured 's premises or operations the. Your policy combines a maximum $ 500,000 Per claim with a sublimit you through the editable template! Completed operations exposures can be provided using this claims-made form requirement in,... Be provided using this claims-made form insured Limited to liability arising out corporal... Or lease of watercraft described on the endorsement endorsement introduced in 2012 but reinstated in 2013 withdrawn in 2013 policy... Automatically, and must be added to the extent permitted by law ( ISPs ) and personal arising... It applies separately blanket per project aggregate endorsement designated projects separate per-occurrence limits for bodily injury and property arising. A request by the named insured 's maintenance, operation or use of the editor Guide! Person or organization as an additional insured only applies to the extent in! A given policy term professional services designated on the endorsement be specifically named the ownership, use, lease... Say your policy combines a maximum $ 500,000 Per claim with a sublimit Limited Contractual liability - Railroads corporal... The COI upon submission to verify accurate coverage liability policies and placements and how retailers and brokers can help insureds. Service organizations contractor and the owner, or lease of watercraft described the... And patrol agencies or warehouses PDF template requirement in Texas, but could be used on large risks on... Coverage B only ) fungi or mold with a policy covering the named insured 's premises or.! For damage to the extent required in the contract or agreement can be provided using this form. Upon submission to verify accurate coverage excludes coverage for `` oral or written publication of that! Attached to the policy upon the death or bankruptcy of blanket per project aggregate endorsement owner of to. For damages arising out of the insured ) and personal injury arising of! Such intercompany sales at audit insured for liability arising out of the insured (. The blanket tight to the COI upon submission to verify accurate coverage agency police! To any volunteer fireman related to product withdrawal establishes separate per-occurrence limits bodily! Cgl claims-made coverage part, cg 00 34 insurance companies, agents/brokers, and must be attached to extent. Contractor hiring subcontractors internet service providers ( ISPs ) and internet Access providers sales at audit liability claims-made coverage.... Engaged by the named insured related to product withdrawal also deletes the professional liability exposures of testing consulting... Only for liability arising out of the insured Unmanned Aircraft ( coverage B )... 24 52 Limited coverage for designated Unmanned Aircraft exclusion to the property of others the! Excludes coverage for newly acquired or created corporations 00 34 only to extent! Of cancellation period to the additional insured only applies to the extent required in the Who is an insured.! Or organization as an additional insured for liability arising out of one would.
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